Who can apply for the PNB Rupay Select card?
The requirements to get the PNB Rupay Select card were designed for people with an annual income of Rs 5.00 lakh or more, which is the profile indicated by Punjab National Bank on its official page. Anyone who meets this criterion can submit a request, and the bank reviews each application individually.
Knowing the requirements to get the PNB Rupay Select card before applying helps you organize your information and makes the process smoother. Since the card is UPI compatible and runs on the RuPay network, it suits those who already pay from their phone and want to use their credit limit the same way.
Requirements to get the PNB Rupay Select card
✔️ Annual income of at least Rs 5.00 lakh
✔️ Joining fee of Rs 500 for the primary card, with no cost for add-on cards
✔️ Annual fee of Rs 750, waived when the card is used at least once per quarter
✔️ Other documents may be requested by the bank
A tip for you!
To keep the annual fee waived, use the card at least once in each quarter. With the PNB Rupay Select card linked to UPI, this is easy, because a simple QR code payment in your day to day already helps keep your usage regular.
Also take advantage of the 300 reward points on your first purchase, made within 90 days of receiving the card. After that, every Rs 150 spent earns 2 points, and each point is worth Rs 0.25. Redemption is available once you reach 1,000 points.
Finally, remember that PNB and its employees never ask for your card number, expiry date, CVV, OTP or password by phone or email. Before following the requirements to get the PNB Rupay Select card, save the official help line, 1800 180 2345, to clear any doubts safely.
How to apply for the PNB Rupay Select card?
After checking the requirements to get the PNB Rupay Select card, the next step is to visit the official credit card page of Punjab National Bank and choose the option to apply for the card online. Fill in the form with your personal and financial details, submit the requested documents and follow the progress of the review, which the bank conducts after submission.
Ready for the next step? Click the button below to go to the product page and apply for your PNB Rupay Select card.