✅ Unity Bank Roarbank credit card, a RuPay card for domestic use with built-in UPI
✅ Up to 20% cashback on two categories of your choice every month
✅ No joining fee and no annual fee, so you can use it with peace of mind
✅ Up to 62 interest-free days and a credit limit of up to ₹3 lakh
✅ Integrated savings account with up to 7% interest per year
Why does the Utua team recommend the Unity Bank Roarbank credit card?
We recommend the Unity Bank Roarbank credit card because it brings credit, a savings account and UPI payments together in a single RuPay card, so you spend from your savings balance first and then from your credit limit. This logic simplifies the financial routine of anyone who uses a phone for almost everything.
With the Unity Bank Roarbank credit card, UPI QR code payments can be made directly from your credit limit, and the card also works for online purchases, payments at POS machines and ATM cash withdrawals. All of this comes with up to 20% cashback on the categories you choose, with no joining fee and no annual fee.
An app designed to make your day easier
The Roarbank app puts card control in just a few taps, letting you change your PIN, set limits, lock and unlock the card and check digital statements at any time, with full convenience and security. This makes managing your daily spending simple, quick and always within reach, wherever you are and whenever you need it.
There is also the shake to pay feature, which lets you pay nearby friends just by shaking your phone, along with expense charts by category and store and emoji reactions to payments, which makes using the Unity Bank Roarbank credit card lighter and more organized.
Author’s opinion
The Unity Bank Roarbank credit card stands out for combining convenience and simplicity, since users handle credit, savings and UPI in one place, straight from their phone. For the Utua team, it is an interesting option for anyone who wants to better organize their digital finances.
The monthly cashback on categories chosen by the user and the interest-free period of up to 62 days help you plan purchases with more peace of mind, and EMI installments in the app add to this flexibility. Together, these features make it easier to fit your spending into the monthly budget and to enjoy each purchase without pressure.
Want to know how to get your Unity Bank Roarbank credit card?
If you want to know more about how to get the Unity Bank Roarbank credit card, click the button below and check the complete step-by-step guide, including who can apply and how to sign up.
