✅ Credit of up to Rs. 5 lakh to buy your phone
✅ Flexible instalments from 3 to 60 months
✅ Zero down payment available on select devices\
✅ Early repayment allowed at any time
✅ Issuer licensed by the Reserve Bank of India (RBI)
Why does Utua recommend the Bajaj Finserv mobile phone loan?
Bajaj Finance is one of India’s largest financial companies and offers the Easy EMI loan specifically for buying mobile phones, with instalments that fit your budget and fast approval straight from partner stores or the app.
Besides zero down payment on select devices, the product lets you pay off the debt early without red tape, giving you more freedom to save on interest over the life of the contract.
Editorial opinion for you
The Bajaj Finserv Easy EMI loan lets you split your phone purchase into up to 60 instalments, with amounts ranging from a few thousand rupees up to Rs. 5 lakh, depending on the device and the buyer’s profile.
Payment is made as a monthly EMI, debited from a registered account or card, and there’s no grace period: the first instalment falls due in the very next cycle after the purchase. One upside is early repayment at any time, though interest-bearing plans charge a 4.72% fee on the outstanding balance.
Worth noting: the credit is tied to the purchase of the device at partner stores, meaning the amount can’t be used freely like a personal loan.
Buy a new phone with the Bajaj Finserv loan
Click the button below and check the full terms, eligible devices and how to get zero down payment straight from Bajaj Finserv’s official website.
Utua is not a financial institution and does not grant credit cards or loans. Our role is to analyze financial products available in the Indian market to help you make a more informed and conscious decision. Any application is made directly with the financial institution of your choice.
