06/07/2021
16h39

Benefits of this credit card:

  • Collect 1 point per $2 on eligible purchases
  • $10 off your Coles Supermarket shop
  • Tap & Pay with Apple Pay and Samsung Pay
  • Complimentary insurance
  • Protected by the Coles Shield
  • Complimentary access to your 24/7 local Concierge

More about the benefits of this credit card

Coles No Annual Fee Mastercard allows you to collect points with your shopping without paying an annual fee. Enjoy 20,000 Flybuys bonus points when you apply for a new card and spend $3,000 or more on eligible retail purchases within 90 days of approval. Plus, enjoy 0% p.a. on balance transfers for 12 months with no balance transfer fee. Reverts to Cash Advance rate. No interest-free days apply to retail purchases while you have a balance transfer.

Why do we recommend this credit card?

As an everyday credit card, this is a simple option that allows you to save money while earning rewards. Plus, there are some very handy features on offer. When you take into account the fact that this card has no annual fee ever, it’s a pretty good deal. As long as you pay off your balance month-to-month to avoid interest charges, you could be paying nothing for the card, while earning heaps in rewards or getting money off at your Coles shop. And the earn rate? That’s pretty simple too. You can collect 1 Flybuys point for every eligible $2 you spend. But that’s not all. With another double introductory offer on the table, you could benefit from 0% p.a. on balance transfers for 12 months, allowing you to pay off existing credit card debt while saving big on interest.

Who can apply for this credit card?

The eligibility criteria:

  • 18 years or older
  • A permanent Australian resident
  • Earn a minimum income of $25,000 per year or more
  • Have a good credit rating
  • Have an Australian mobile phone number
  • Have your email address handy so you can receive electronic statements and other communications via email
  • Have your existing flybuys membership number ready (if you have one)