Documents required for the application Altitude Black Westpac
Current debts in your name (e.g. home loan, personal loans, other credit or store cards as well as installment purchases such as zip pay)
Proof of income. If your pay doesn’t already go into a Westpac account, you’ll need to show at least one of the following:
Two payslips from your main employer from the last two months
A Government Authority statement from the last two months confirming your pension or allowance
Rental income proof covering the last three months
Self-employed? You’ll need to show you’ve been in business for at least 18 months, the last two months’ business bank statements and last year’s Notice of Assessment.
All your regular monthly expenses (including phone bills, insurances etc.)
Key features of the credit card
Feature
More details
Lounge passes
Relax before you fly with 2 complimentary Priority Pass airport lounge passes each year, one of which you can share with your travel companion
Complimentary Insurances
Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance
Concierge
Enjoy access to complimentary travel and accommodation services in major cities in Australia and around the world.
Complimentary insurance
Protects the items you buy with your card in case they’re permanently lost, stolen or accidentally damaged.
The credit card charges
Type of Charge
Fees
Annual fees
$99 for the first year, $250 p.a. ongoing
Late Payment Fee
$15.00
Purchase Rate
19.99% p.a.
Procedure for the card application
Apply form on the official website Westpac
Sign into online banking to double-check your personal details (name, address etc) are up-to-date
Apply as an existing customer in the application form
They will have answered some of the basic questions such as personal details (name, address etc) on your application for you. Check that they’re correct.
Additional eligibility criteria or documentation may be required.