07/07/2021
12h22
Documents required for the application Altitude Black Westpac
- Current debts in your name (e.g. home loan, personal loans, other credit or store cards as well as installment purchases such as zip pay)
- Proof of income. If your pay doesn’t already go into a Westpac account, you’ll need to show at least one of the following:
- Two payslips from your main employer from the last two months
- A Government Authority statement from the last two months confirming your pension or allowance
- Rental income proof covering the last three months
- Self-employed? You’ll need to show you’ve been in business for at least 18 months, the last two months’ business bank statements and last year’s Notice of Assessment.
- All your regular monthly expenses (including phone bills, insurances etc.)
Key features of the credit card
| Feature | More details |
|---|---|
| Lounge passes | Relax before you fly with 2 complimentary Priority Pass airport lounge passes each year, one of which you can share with your travel companion |
| Complimentary Insurances | Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance |
| Concierge | Enjoy access to complimentary travel and accommodation services in major cities in Australia and around the world. |
| Complimentary insurance | Protects the items you buy with your card in case they’re permanently lost, stolen or accidentally damaged. |
The credit card charges
| Type of Charge | Fees |
|---|---|
| Annual fees | $99 for the first year, $250 p.a. ongoing |
| Late Payment Fee | $15.00 |
| Purchase Rate | 19.99% p.a. |
Procedure for the card application
- Apply form on the official website Westpac
- Sign into online banking to double-check your personal details (name, address etc) are up-to-date
- Apply as an existing customer in the application form
- They will have answered some of the basic questions such as personal details (name, address etc) on your application for you. Check that they’re correct.
- Additional eligibility criteria or documentation may be required.