The benefits of LankaBangla Visa Cards are:
- Cards with remote payment technology
- Limits between BDT 20,000 up to 10,00,000
- LankaBangla Rewards Programs
- Protection against theft and fraud
- Concierge service and free access to lounges and VIP lounges at airports worldwide
Why do we recommend you LankaBangla Visa Cards?
LankaBangla is a financial services company in Bangladesh offering a wide range of products and services including credit cards, loans, bank accounts, and insurance. The company was founded in 2002 as a joint venture between Banglalink Digital Communications Ltd and Samata Bank Ltd and is now one of the country’s leading financial institutions. LankaBangla is known for its innovative and customer-oriented approach, offering customized financial solutions to meet the needs of customers across a variety of industries and industries.
Let’s talk about a specific range of LankaBlangla cards, the LankaBangla Visa Cards!
LankaBangla Visa Classic Card
The card LankaBangla Visa Classic Card has a limited offer of benefits. This is explained by the fact that the card is aimed at consumers who have a young credit history or who have active credit restrictions.
The limit of this card is released ranging from BDT 20,000 to 59,999, which allows you to make purchases in installments in national currency.
Participates in the LankaBangla and Visa rewards programs but collects a lower score per BDT spent.
LankaBlanga Visa Gold Card
LankaBangla Visa Gold Card is a premium credit card offered by LankaBangla Finance Limited in Bangladesh. This card offers additional benefits compared to the classic credit card, such as the highest credit mimic tailored to the cardholder’s income and credit history.
Your limit ranges from BDT 60,000 to 1,49,999 only for transactions in national currencies.
These are cards with contactless payment technology and an encoded chip, providing customers with security for their transactions.
LankaBlanga Visa Platinum Card
The LankaBlanga Visa Platinum Card is even more exclusive than Classic and Gold as income requirements can be much higher than cards in the same range.
This means that the profiles that will have access to this card are people with medium-high purchasing power, with high monthly consumption.
It offers a credit limit of BDT 1,50,000 to 10,00,000 for transactions in national currency, allows you to make purchases in installments, and has the most comprehensive list of benefits.
In this case, the card fees are not so low, but many times the benefits offered are equivalent to the amounts paid as fees.
Author’s opinion
LankaBangla Finance Limited stands out among other Bangladeshi banks for its innovative and customer-oriented approach and for offering a wide range of financial products and services.
It is a bank with digital access, where you can control all your transactions through the bank app, and offers good practices against fraud and theft.
The fact that the bank is young can influence the fees applicable to the use of credit cards, as market stability facilitates the reduction of fees.
A tip for your pocket
A valuable tip for anyone using LankaBangla Finance Limited credit cards is to always be aware of the terms and conditions of the card, including interest rates, annual fees, credit limits, expiry dates, and any ongoing benefits or promotions. It is important to pay your credit card bills on time and in full to avoid interest charges and penalties. Also, avoid spending beyond your financial means and always prioritize paying essential bills like rent, utility bills, and other monthly expenses. Maintaining a good credit history can help ensure better access to credit in the future. Finally, it’s always a good idea to compare different credit card options and choose the one that best suits your needs and financial lifestyle.
LankaBangla Visa credit card application processes are similar and can be done entirely online.
We separated the most relevant information of this process to facilitate your choice.
Discover this step-by-step by clicking the button below: