10/05/2022
15h54
Now that we have talked about the main points of the Jamuna Bank Salary Loan, it’s time to talk about its application process as well as fees and interest.
Nationality & Age Limit:
- Regular/Permanent employee of Government/Semi-Government/ Autonomous/Private organization operating in Bangladesh.
- Minimum age 21 years, Maximum age 60 years
- The take-home salary should be at least Tk. 15,000 – per month
- Length of Experience: Having a minimum 1 year of total experience and minimum of 6 months with the present employer.
Minimum Income:
- Net Income should be at least Tk. 15,000/- per month.
Rate of Interest:
- As determined by the bank from to time.
Maximum Term of Loan:
- 5 year
Loan Size:
- Minimum Tk.1 -Lac -Maximum Tk.15 – Lac only (Or,15-times of Take home salary, whichever is lower) .
Security/ Collateral:
- Lien on Salary and service benefit of the customers and consent to pay to JBL on demand to adjust the loan from his employer on JBL standard format.
- Personal guarantee of the applicant & applicant’s spouse.
- Third party guarantor shall be equal to or more creditworthy than the Principal applicant
I Want To Apply for The Jamuna Bank Salary Loan:
If you think that Jamuna Bank Salary Loan is a great fit for you, start your application process right away!
The application process can be done over the phone or in person in any of the Jamuna Bank branches. Click on the button below to locate the branch closest to you!