
Main Benefits of This Credit Card
- No annual fee
- 20.99% interest rate
- 2% cashback on purchases
- Cashback on gas, gas, transportation and other recurring purchases
- 0.5% cashback on all other purchases
- Save $0.10 per liter of gas with the Journie Rewards benefit club
- All cashback returns in cash to your personal account
Why do we recommend this card?
The CIBC Dividend CashBack Visa does not require income as an evaluation criterion to be applied for and even has a refund program that thinks exclusively about routine purchases and personal needs. The best thing about the program is that the refund goes back in cash to your personal account and you can even pay your bill with the money recovered. A good option for essential shopping.
Author’s opinion
The cashback program that allows you to have freedom in the way you use the refund, as it returns in cash to your account, is something very important when considering the card. In addition to the Journey Rewards partner club that allows you to save on fueling your car and your home gas bill. The card also has carrier accident insurance for the safety of your purchase, in addition to an extended warranty for products from partner stores. All this without annual fees. Definitely one of the best options on the market!
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