06/02/2026
11h03
CIBC Dividend Visa Infinite (1)

Fast redemption and exclusive benefits

One of the biggest advantages of using this card is the control you have over your money. Unlike other programs where you may need to wait months to redeem rewards, with the CIBC Dividend Visa Infinite you can redeem your cash back as soon as you reach just $10. This amount can be applied directly to your statement through the mobile app or online banking, providing immediate value for responsible spending.

Additionally, the card includes lifestyle perks such as a 12-month free trial of Skip+ (for food delivery) and discounts of up to 35% on car rentals with partners like Avis and Budget. These added benefits elevate the card beyond a simple payment method, turning it into a comprehensive convenience and rewards package.

Advice for you!

We always recommend that users make an honest comparison between the annual fee and the benefits received. Check whether your spending on gas and groceries is high enough to justify a card like the CIBC Dividend Visa Infinite. If your spending in these categories is low, a no-annual-fee card may be more suitable, even if the cashback rate is lower.

Be sure to carefully review the insurance terms, especially emergency medical and mobile device coverage, so you know exactly how to use them if needed. A premium credit card carries significant financial responsibility; make sure all interest rates (around 21.99%) are clearly understood so you can avoid carrying a balance and keep your finances healthy.

How to apply for the CIBC Dividend Visa Infinite Card?

To apply, click the button below to be redirected to the official CIBC Dividend Visa Infinite page. There, you can complete the application form, review the terms and conditions, and begin your request. Rede Utua wishes you financial success and excellent cashback rewards!

About the Author

Emelyn Vasques
Emelyn Vasques

Journalist, has been working for 8 years in the areas of press relations, communication and content production for different media and platforms. Her career highlights include experiences as a reporter at Jornal Diário do Comércio, specialized in economic coverage of Minas Gerais.