✅ Earn 5 points per dollar on balance payments
✅ No annual fee
✅ Zero liability protection
✅ Easily redeem rewards for gift cards, statement credits, and travel
✅ Manage your account online or with the Capital One app
Why do we recommend the Capital One Smart Rewards Mastercard?
This card is a great option for people who want to earn rewards for paying off their credit card balance. With its 5 points per dollar earning rate and no annual fee, this card is a great way to save money on interest and earn rewards at the same time. Plus, the card’s zero liability protection gives you peace of mind in case your card is lost or stolen.
Writer’s opinion
The Capital One Smart Rewards Mastercard is a versatile credit card that offers a range of benefits to its users. It’s ideal for Canadian residents looking to earn rewards points on everyday purchases like groceries, fuel, and utilities.
However, like any credit card, it’s crucial to use it responsibly. The key to making the most of the rewards is paying off your balance in full each month to avoid interest charges. The card’s extra perks, such as bonus points promotions and flexible redemption options, add to its attractiveness.
The downside is that failure to manage your balance can lead to high interest rates, which can quickly offset the benefits of the rewards. Overall, the Capital One Smart Rewards Mastercard can be a smart choice if you’re disciplined with your spending and enjoy earning points for daily transactions.
Ready to start earning rewards?
Click the button below to learn more about the Capital One Smart Rewards Mastercard and apply today.