Benefits of Discover it Cash Back Credit Card
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on creditworthiness.
- No annual fee.
More about the benefits of this credit card
Enjoy several benefits for the security of your data and your card. They will help you regularly remove your personal information from ten popular people search sites that may sell your data. Activate for free with the Discover app. Also, rely on Social Security Alerts and Discover will send you an alert if your Social Security number is found on any Dark Web site. You can activate free social security number alerts. If you lose your card, freeze your account on our mobile app or website to prevent re-purchases, cash advances and balance transfers.
Discover provides card members with a $0 Fraud Liability.
Why do we recommend this payment method?
Earning cash back from your credit card is an easy way to save a little bit of money on your everyday expenses, and the Discover it® Cash Back Credit Card is the perfect low-risk way to get started. Not only does the card charge no annual fee, but it also gets you 5 percent back on up to $1,500 in rotating category purchases each quarter when you activate the bonus category (then 1 percent), as well 1 percent cash back on all other purchases.
Combined with its low fees, the rewards-earning power could make the Discover it Cash Back a frontrunner if you prioritize ongoing value. But is it the right card for you? If you’re not a fan of the extra legwork it takes to track and maximize rotating categories, quarterly spending limits or the sparse perks beyond rewards, then another no annual fee credit card might be a better fit for your wallet.
Who can apply?
The eligibility criteria:
- Are a Canadian Citizen or Permanent Resident.
- Are the age of majority in the province or territory where you live.
- Have not declared bankruptcy in the past 7 years.