✅ 5% Cashback – Earn cashback on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, and more top brands.
✅ 1% Cashback on Other Spends – Get rewarded for every transaction you make.
✅ Exclusive Dining Privileges – Enjoy up to 20% off at 20,000+ restaurants via Swiggy Dineout.
Why does the Utua team recommends the HDFC Millennia Credit Card?
The HDFC Millennia Credit Card is perfect for frequent online shoppers and food lovers. With 5% cashback on top platforms like Amazon, Flipkart, and Zomato, users can maximize their savings. The lounge access benefit is a plus for frequent travelers, providing a premium experience at airports.
Furthermore, the Smart EMI feature makes high-value purchases manageable by converting them into easy installments. With additional perks like fuel surcharge waivers and interest-free credit for up to 50 days, this card is a well-rounded option for those who want both savings and convenience.
Author’s Opinion
The HDFC Millennia Credit Card is an excellent choice for young professionals and digital-savvy users. Its cashback structure is well-suited for individuals who frequently shop online, order food, or use ride-hailing services. Compared to other HDFC Bank credit cards like Regalia Gold or PIXEL Play, Millennia stands out for its cashback benefits across multiple everyday categories.
The ability to redeem CashPoints for travel, vouchers, or even statement balance makes it highly flexible. Lounge access for high-spending users further enhances its value. If you want a credit card that rewards your digital lifestyle with easy redemption options, this is a great pick.
Tell me more about the HDFC Millennia Credit Card!
Click the button below to explore all the cashback features, rewards program, and the application process. Find out how you can take full advantage of this powerful credit card.