✅ 10% Cashback on Swiggy App – Earn maximum rewards on food orders, Instamart, Swiggy Dineout, and Genie services.
✅ 5% Cashback on Online Purchases – Get cashback on select online merchants and digital transactions.
✅ 1% Cashback on Other Categories – Earn rewards on everyday purchases, making every spend valuable.
✅ Complimentary Swiggy One Membership – Enjoy 3 months of free membership, unlocking free delivery and exclusive restaurant discounts.
Why the Utua team recommends the HDFC Swiggy Credit Card
The HDFC Swiggy Credit Card is perfect for food lovers and frequent online shoppers. With 10% cashback on Swiggy services, this card ensures that you save more on food orders, groceries, and dining experiences. The added 5% cashback on online purchases makes it a great option for digital shoppers who frequently transact online.
Additionally, the complimentary Swiggy One membership is a great perk, offering free delivery and extra discounts on partnered restaurants. With no liability on lost cards and up to 50 days of interest-free credit, this card is a smart choice for maximizing savings and rewards.
Author’s Opinion
The HDFC Swiggy Credit Card is a strong contender for those who order food frequently and prefer digital transactions. Compared to other HDFC Bank credit cards, this one stands out for its category-specific cashback structure, ensuring maximum savings on dining and online shopping.
The added benefit of a complimentary Swiggy One membership further elevates the user experience, providing convenience and cost savings. If you regularly use Swiggy services or enjoy dining out, this card is a great fit. With cashback moving to statement credit for easier redemption, managing rewards has never been simpler.
Tell Me More About The HDFC Swiggy Credit Card!
Click the button below to explore all the features, rewards program, and application process. Learn how to maximize your savings and enjoy exclusive perks with every Swiggy order.