With the Home Trust Visa Secured credit card, you get:
✅ Quick approval without the need for a credit score check.
✅ The credit limit is determined by the amount of the deposit made as collateral, limited to $10,000.
✅ Improves your credit history.
✅ Builds points for a mortgage with Home Trust.
Why choose the Home Trust Visa Secured credit card?
Home Trust is recognized for its solid reputation as a mortgage lender and for offering accessible and transparent financial solutions. With the Home Trust Visa Secured Card, you have the opportunity to build a solid credit history while enjoying a credit limit that adapts to your needs.
This card offers a unique functionality by requiring a deposit as collateral to release the credit limit, making it accessible to those with impaired credit history. By making a deposit, you can ensure a variable credit limit between $500 and $10,000. The deposit amount is insured by the CDIC and will be deducted at the card’s closing.
A secured card is ideal for building credit, as all your transactions are reported to credit agencies, and within a few months, you can qualify for a regular credit card.
Expert Opinion
Experts agree that the Home Trust Visa Secured Card offers an affordable and effective way to build or rebuild your credit history. By making a significant deposit, you can secure a higher credit limit, providing greater purchasing power.
It is also necessary to analyze each case individually: the fees for purchases and the annual fee are relatively high, and the card’s benefits are few. We specifically recommend it for those who need to build credit quickly and effectively.
A tip for your wallet
To make the most of the Home Trust Visa Secured Card, schedule your monthly deposits as if they were invoices to be paid. This will help you get used to managing your finances responsibly and ensure that you keep your credit limit available.
Additionally, remember that fees for purchases can be high, so it’s important to carefully consider your options before making this type of transaction. Over time, the responsible use of this card can help you build points for mortgage financing with Home Trust, opening doors to future opportunities.
Start building your credit now!
Don’t wait any longer to start your journey towards better financial health. Find out how to apply for the Home Trust Visa Secured Card today and start building a safer and more stable financial future.