Get ready to discover the Home Trust Visa Secured card: immediate release with flexible credit limit, all without the need for a credit profile analysis!
Eligibility and Documentation:
To apply for the card, you need to:
✅ Be a resident of Canada.
✅ Be at least 18 years old.
✅ Have a security deposit of at least $500, with a maximum limit of $10,000**.
Please provide the following documents:
✅Valid identification (passport, driver’s license, etc.).
✅Up-to-date proof of residence.
✅Proof of income (paystub, income tax statement, etc.).
Approval depends on meeting the above requirements, and the bank may request additional information if necessary. Make sure to submit all required documents to facilitate the application process.
How to apply for the Home Trust Visa Secured Card?
To apply for the Home Trust Visa Secured card, you need to fill out the online application form on the Home Trust website and make the security deposit payment. After approval, the card will be issued with a limit equivalent to the deposit amount.
If you decide to cancel the card, any remaining balance will be returned to your deposit account. All transactions are insured by the CDIC, including the security deposit.
Fees and costs
When using the Home Trust Visa Secured Card, it’s important to be aware of the associated fees, including the annual fee of $49 CAD and the 19.99% purchase and cash advance rate. Make sure you understand how these fees work and how they can affect your monthly expenses.
Remember: the focus of this card is to develop your credit profile, hence the higher fees are justified for this reason.
Schedule your monthly deposits
To ensure you keep your card active and avoid interruptions in usage, schedule a monthly deposit to ensure that the balance is always available. This will help ensure you have funds on the card for use, as well as train you for the monthly payments of regular credit card bills.
Take control of your financial future!
Don’t wait any longer to start building your financial future. Apply for the Home Trust Visa Secured Card today and take the first step toward a safer and more stable financial life.