The top benefits of Koho Everything Mastercard
✅ 2% cashback on groceries, dining, and transportation
✅ 4% annual interest on your entire balance
✅ 0.5% cashback on all other purchases
✅ Free unlimited e-Transfers and no FX fees
✅ Up to $100,000 CDIC protection when interest is activated
Why we recommend Koho Everything Mastercard
The Koho Everything Mastercard offers valuable daily benefits. Earning 2% cashback on essential expenses like groceries and transportation makes a real difference at the end of the month. The 4% interest rate on the entire balance ensures that your money grows, even when you’re not spending it. With no foreign transaction fees, this card is also practical for international purchases.
Additionally, Koho Everything gives users unlimited free e-Transfers, adding flexibility to move money when needed. The built-in CDIC protection on balances with activated interest makes it a safer option for savings. The app also provides tools for setting goals and tracking spending, creating a more organized approach to personal finances. For anyone looking to boost daily purchases with cashback and savings, Koho Everything Mastercard is a powerful tool.
Author’s opinion
Experts highlight that Koho Everything Mastercard stands out for combining strong cashback rewards with one of the highest interest rates available for balances. The 2% cashback and 4% interest on all funds can provide users with steady returns over time.
Still, as a prepaid product, it doesn’t allow traditional credit or installment options, which means it won’t fit every profile. However, for those focused on maintaining control of spending while earning rewards, Koho Everything offers substantial value. Its digital nature, including a virtual card and app integration, also makes it ideal for secure online and mobile payments.
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