Who can apply for the KOHO plans?
The benefits of KOHO plans are available to anyone in Canada who meets the basic eligibility criteria and is looking for a flexible, rewarding, and user-friendly way to manage their money. Whether you are just starting your financial journey or looking to maximize your rewards, these plans adapt to your profile.
The benefits of KOHO plans include instant approval for eligible applicants, access to multiple financial tools in one app, and the possibility to upgrade or downgrade your plan whenever your needs change, offering you total flexibility.
Requirements to acquire the KOHO plans
✔ Be a Canadian resident with a valid mailing address
✔ Have reached the legal age of majority in your province or territory
✔ Provide a valid government-issued ID for verification
✔ Have a compatible device to use the KOHO app
✔ Accept KOHO’s terms and conditions before account activation
A tip for you to enjoy all the benefits of KOHO plans!
To make the most of the benefits of KOHO plans, start by understanding your spending habits and selecting the plan that matches your lifestyle, whether that is the free Essential plan or the more rewarding premium options. This way, you can ensure every feature works in your favor.
Use the cashback you earn as an extra boost for your savings goals, reinvesting the rewards into your balance to take advantage of the high-interest rates offered. Over time, this approach helps your balance grow faster, giving you even more value from your plan.
Do not forget to explore all the in-app features, such as bill splitting, Pay Later, and Rent Reporting, as these also form part of the benefits of KOHO plans, helping you manage not just your money but also your daily life in a smoother and more organized way.
What are the rates for KOHO plans?
Rates vary depending on the plan you choose, with the Essential plan being free, the Extra plan at $18 per month, and the Everything plan at $22 per month, all offering increasing cashback and interest rates.
The benefits of KOHO plans become more apparent with higher-tier plans, where you gain access to no foreign transaction fees, increased discounts on credit building, and more personal support options.
Since all KOHO plans come with a free 30-day trial, you can test the rates, features, and benefits before committing, ensuring you only pay for what truly brings you value.
How to apply for the KOHO plans?
Applying is simple and fast, just download the KOHO app, choose the plan that best fits your needs, complete the verification process, and you can start enjoying the benefits immediately.
Click the button below to access the official KOHO website and choose the plan that matches your goals today.