✅ The MBNA Platinum Plus Mastercard offers 5% Cash Back on gas and groceries for the first six months.
✅ Zero annual fee, making it one of the most accessible premium cash back cards in Canada.
✅ It is an International card, accepted globally wherever Mastercard is welcome.
✅ Benefit from valuable consumer protections like Purchase Assurance and Extended Warranty.
✅ Easily add up to nine authorized users to your account at no extra cost.
Why we recommend the MBNA Platinum Plus Mastercard
We strongly recommend the MBNA Platinum Plus Mastercard because it fills a critical need in the Canadian market, offering a robust cash back program without the burden of an annual fee, which provides excellent value to budget-conscious spenders.
The impressive introductory offer of 5% back on gas and groceries for six months allows new cardholders to accumulate significant savings immediately, surpassing many competing products in its category.
Furthermore, this card provides comprehensive consumer insurance benefits, including Purchase Assurance and an Extended Warranty feature that doubles the original manufacturer’s warranty for up to one year, adding crucial peace of mind.
For a no-fee product, these built-in protections and the flexible MBNA Payment Plan elevate its standing above simple cash back competitors, making it a powerful financial tool.
Author’s Opinion
For the Utua team, the MBNA Platinum Plus Mastercard is a standout choice in the no-annual-fee segment, particularly for Canadians who frequently spend on gas and groceries, two essential budget categories. We appreciate its balanced approach, combining high rewards potential with practical, daily use features, ensuring that the card remains relevant long after the initial promotional period concludes.
While the base reward rate on general purchases is standard, the enduring value lies in the 2% ongoing rate for essential purchases and the $0 annual fee, meaning cardholders can keep this card active indefinitely without penalty.
This makes it an essential component of any strategic, long-term Canadian credit card wallet, allowing users to maximize their returns effortlessly.
Apply for the MBNA Platinum Plus Mastercard today?
If you are ready to start maximizing your rewards potential while benefiting from robust security features and no annual fee, and you meet the necessary eligibility criteria, click the button below. Discover how simple and secure it is to submit your application and begin your journey toward greater cash back savings immediately.
