28/11/2025
16h25
MBNA True Line Mastercard

Who can apply for the MBNA True Line Mastercard?

The MBNA True Line Mastercard is designed for Canadian residents who have reached the age of majority in their province or territory of residence, appealing broadly to individuals seeking a straightforward, cost-effective way to manage their credit card balances without the burden of high annual fees.

This card is especially ideal for those who occasionally carry a balance, as its consistently low 12.99% Purchase Annual Interest Rate saves significantly more money over time compared to the industry standard of approximately 20.99%, cementing its position as a superior debt management tool.

Requirements to acquire the MBNA True Line Mastercard

✔ Must be a resident of Canada.
✔ Must be of the age of majority in your province or territory of residence, such as 18 in Alberta or 19 in British Columbia.
✔ Although no minimum income is specified, a recommended credit score of 660 or higher is generally suggested for approval.
✔ The application process requires standard personal identification details and financial information.

A tip for you!

When applying for the MBNA True Line Mastercard, one critical tip is to take full advantage of the exceptional 0% promotional balance transfer offer available during the first 90 days after account opening, ensuring you consolidate any high-interest debt from other cards immediately.

It is also highly advisable to review the MBNA Account Agreement, specifically noting the conditions and fees associated with the MBNA Payment Plan option, as this feature offers flexible payment structures for larger purchases of $100 or more.

Responsible card use, paired with the low-interest benefit, transforms this credit card from a simple payment tool into a powerful instrument for long-term financial stability and health in the challenging Canadian market.

How to apply for the MBNA True Line Mastercard?

The process to apply for your new MBNA True Line Mastercard is straightforward and can be conveniently completed through the secure online application portal, requiring you to confirm your residency and age of majority before proceeding with your personal details.

Once approved, the card will be mailed to your address, and you can then set up your account for digital access through the MBNA mobile app or Apple Pay.

If you wish to initiate your application and gain immediate access to the official MBNA page for the MBNA True Line Mastercard, simply click the link provided below to begin your secure journey to a more financially responsible future.

About the Author

Mariana Murta
Mariana Murta

Has been working since 2022 as a content analyst at Utua. Has written more than 2,400 texts for various countries, exploring different cultures and communication styles.