Benefits of Scotiabank Gold American Express Card
- Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada: 6 points at Sobeys, Safeway, FreshCo, Foodland and more, and 5 points on dining, food delivery, other eligible grocery stores and entertainment;
- Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points (40,000 after $2,000 in eligible purchases in the first 3 months + 25,000 after $7,500 in the first 12 months; for accounts opened between November 2, 2026 and January 3, 2027. Conditions apply);
- Also, earn 3x Scene+ points on eligible gas, transit and streaming services, and 1x on all other eligible purchases;
- Accelerated earn rates apply to the first $50,000 in purchases charged to the card annually;
- Redeem points for statement credit for any travel expense;
- No foreign transaction fees;
- Enjoy the exclusive benefits of being an American Express cardholder;
- Annual fee: $120.
More about the benefits of Scotiabank Gold American Express Card
The Scotiabank Gold American Express Card is an excellent card in terms of both the current signup bonus on offer, as well as for everyday spending. You’ll earn 5 points per dollar spent on dining, food delivery, other eligible grocery stores and entertainment (6 points at Sobeys, Safeway, FreshCo, Foodland and more). If you like to travel book and redeem any flight for any time through Scene+ Travel, Powered by Expedia. Enjoy complimentary concierge services. Whether you need help booking your restaurant reservations or scoring tickets for a show, our concierge service is happy to assist you 24/7.
Why do we recommend this payment method?
If you want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month or want to avoid interest by paying your balance in full by the due date. This card is for you.
Though the card is a solid all-around travel rewards card—particularly for those that spend a lot on groceries, entertainment and dining—it’s ideal for consummate travelers who could most benefit from not paying foreign transaction fees and redeeming points flexibly to cover travel expenses.
Who can apply?
The eligibility criteria:
- Have a minimum personal income of $12,000 per year
- Other eligibility criteria may apply.
