✅ The TD Business Travel Visa Card offers a special promotion where clients can earn up to 200,000 TD Rewards points (worth US$1,247)
✅ Unbeatable earning: 9 points per dollar on travel and 6 points on restaurants and foreign currency transactions
✅ Business management: exclusive tools for reporting and spending limit control
✅ Comprehensive travel insurance: including up to US$2 million in travel medical coverage and baggage protection
Why does Rede Utua recommend the TD Business Travel Visa Card?
TD Bank understands that an entrepreneur’s time is their most valuable asset. Rede Utua recommends this card because it is much more than a payment method, it is a robust financial management platform. Backed by the strength of one of Canada’s largest banks, this card offers expense management tools that allow you to review business spending, adjust credit limits in real time, and apply strict controls, all in a secure digital environment.
Beyond management excellence, the return on investment is particularly strong when it comes to the TD Business Travel Visa. In 2026, the welcome offer allows cardholders to earn the equivalent of more than US$1,200 in travel rewards in the first year alone. Combined with the waiver of the US$149 annual fee (which also applies to the first two additional cardholders), this product stands out as one of the best allies for business growth, allowing you to reinvest rewards into new opportunities or even premium vacations.
Accelerated points and corporate savings
The TD Business Travel rewards system was designed around the real needs of modern businesses. You earn 9 points per dollar on online bookings through ExpediaForTD.com. For everyday business expenses, the card offers 6 points per dollar in key categories: restaurants (ideal for client meetings), electric vehicle charging, public transportation, as well as recurring payments and streaming services.
A strategic differentiator is the 6x bonus on foreign currency purchases, making life easier for companies engaged in international business. Through the Visa SavingsEdge program, you also gain access to automatic discounts at hundreds of partner merchants, from gas stations to business support services. Best of all, points never expire as long as the account remains active, allowing you to plan the perfect redemption for business-class travel or statement credits to reduce your balance.
Elite protection for business travellers
Business travel demands maximum protection, and the TD Business Travel Visa delivers one of the most comprehensive insurance packages on the market. Cardholders benefit from travel medical insurance of up to US$2 million, trip cancellation or interruption coverage (up to US$5,000 per group), and protection for flight delays exceeding four hours. If your baggage is delayed or lost for more than six hours, you can receive up to US$1,000 to cover essential items.
For rental vehicles on business trips, Collision/Loss Damage Insurance is included at no additional cost. The card also provides Hotel/Motel Burglary Insurance and Common Carrier Accident Insurance of up to US$500,000. All of this comes in an environmentally conscious card made with 90% recycled plastic, combining sustainability with the robust protection of Visa Zero Liability and Chip & PIN technology.
Author’s opinion
In our opinion, the TD Business Travel Visa is one of the leading business credit cards in Canada. While the US$149 annual fee may seem high after the first year, the return in points—especially the 6x earning on restaurants and foreign currency, and the savings generated by insurance coverage and Visa SavingsEdge easily offset this cost for any business with moderate spending. It is a card that truly “pays for itself” through operational efficiency.
Our advice is to fully leverage the monthly bonus points structure. By spending US$2,500 per month, you earn an extra 10,000 points, adding up to 120,000 points per year. If you set up recurring payments for your company’s bills, your points balance grows even faster. Keep payments up to date to avoid the 19.99% interest rate, and use the online reporting tools to gain clear visibility into where your money is going, optimizing your cash flow.
Want to know everything about the TD Business Travel Visa Card?
To learn how to secure the 200,000 bonus points when applying for the TD Business Travel Visa Card and how to register your business with Visa SavingsEdge, click the button below. On the next page, we’ll outline the step-by-step process for opening your business account and the Canadian residency requirements.
