Who can apply for the TD Cash Back Visa Credit Card?

To know how to apply for the TD Cash Back Visa Credit Card, you must first confirm your eligibility: be a Canadian resident and meet the age of majority in your province or territory. This card is designed for those who seek simplicity and benefits in their daily expenses.

Knowing how to apply for the TD Cash Back Visa Credit Card includes understanding what TD looks for in applicants. While there’s no income requirement listed, your credit standing and ability to repay will play a role in approval.

Requirements to acquire the TD Cash Back Visa Credit Card

✔ Be a Canadian resident
✔ Be of legal age in your province or territory
✔ Have a valid government-issued ID
✔ Provide proof of address and contact information
✔ Submit your SIN or financial details for verification

A tip for you!

Before diving into how to apply for the TD Cash Back Visa Credit Card, review your monthly budget. Since it offers 1% cashback on essential expenses like gas, groceries, and transit, you’ll earn just by living your routine.

Another suggestion: set up recurring bill payments and streaming services to the card. This will not only maximize cashback but also help meet the $1,500 spending goal for the welcome bonus.

Lastly, when considering how to apply for the TD Cash Back Visa Credit Card, compare it with similar $0 annual fee cards. The inclusion of digital categories and simple redemption rules often makes it the superior choice.

What are the fees for the TD Cash Back Visa Credit Card?

The TD Cash Back Visa Credit Card has no annual fee, making it accessible to those wanting to earn rewards without extra cost. Interest on purchases is 21.99%, which is standard for unsecured cards.

Cash advances are subject to a 22.99% interest rate. It’s best to avoid using the card for cash withdrawals unless necessary, as this rate applies immediately without a grace period.

Also, keep in mind that missed payments may lead to additional fees or increased rates. To make the most of your cashback earnings, always pay your balance in full each month.