✅ With the Walmart Rewards Mastercard no annual fee
✅ Earn up to 3% back in Walmart Reward Dollars™
✅ Redeem rewards at Walmart stores and on Walmart.ca
✅ Get a $45 welcome bonus in Reward Dollars†
Why the Utua team recommends the Walmart Rewards Mastercard?
At Utua, we carefully evaluate credit cards that offer great everyday value and a seamless customer experience. The Walmart Rewards Mastercard stands out as a top pick for Canadian shoppers who frequent Walmart. With no annual fee and high earn rates—up to 3% at walmart.ca—it’s a card designed to reward your routine purchases.
The welcome bonus of $45 in Reward Dollars gives new users an exciting head start. The ease of redeeming those rewards directly at Walmart makes it even more attractive. Whether you’re buying groceries, home goods, or school supplies, you’ll be getting a little something back each time. Plus, its accessibility and straightforward application process are ideal for first-time cardholders.
Author’s opinion
Personally, I find the Walmart Rewards Mastercard to be a solid everyday credit card. What I appreciate most is how quickly rewards add up—especially for someone who shops frequently at Walmart. The 3% earn rate online is one of the best among no-fee cards. It’s also a great alternative to more complex rewards cards, thanks to its transparency and user-friendliness. Another advantage is the quick access to a temporary shopping pass, allowing immediate use upon approval.
The bank behind the card, Fairstone Bank of Canada, also offers other simple, no-fuss financial products for families. While it doesn’t offer travel perks, it shines in retail value and is especially practical for budget-conscious consumers. In short, it’s not fancy—but it’s very functional.
Want to know more about the Walmart Rewards Mastercard?
Click the button below to explore more features of the Walmart Rewards Mastercard, including a full breakdown of the earn rates, redemption options, and the application process. If you’re seeking a card that rewards routine spending without overwhelming you with fine print or fees, this one stands out!