Who can apply for the Wealthsimple credit card?
To apply, you must be a Canadian resident of legal age in your province or territory. You also need a personal income of at least $60,000 or a household income of $100,000 and must have an active Wealthsimple chequing account.
Availability is currently limited, so even if you meet the income and residency requirements, receiving a card is not guaranteed. A full credit check is required during the application process.
Requirements to acquire the Wealthsimple credit card
✔ Be a Canadian resident
✔ Be of legal age in your province or territory
✔ Have a personal income of at least $60,000 or household income of $100,000
✔ Hold an active Wealthsimple chequing account
✔ Consent to a full credit check
✔ Set up direct deposit to waive monthly fees (optional)
✔ Have at least $100,000 in Wealthsimple assets for Premium benefits
✔ Accept electronic terms and disclosures
A tip to enjoy all the benefits of the Wealthsimple credit card!
To make the most of the benefits of the Wealthsimple credit card, consider becoming a Premium client. By holding $100,000 or more in assets with Wealthsimple, you’ll not only skip monthly fees but also automatically receive the exclusive metal version of the card.
Premium status also unlocks better user experience and added perks such as enhanced customer support and deeper integrations with your Wealthsimple account. Combined with 2% cash back, this turns everyday purchases into opportunities to earn.
And let’s not forget the benefits of the Wealthsimple credit card go beyond spending. With no foreign transaction fees, robust digital card management, and layered security, you’re getting financial control and peace of mind, all through one card.
How to apply for the Wealthsimple credit card?
To apply, start by opening a Wealthsimple chequing account if you haven’t already. Once active, verify that your income meets the required threshold and proceed with the credit card application directly from the app.
The process is straightforward, and if you qualify, you’ll get access to all the benefits of the Wealthsimple credit card, from unlimited cash back to seamless card management features.
Click below and explore how to apply for your Wealthsimple credit card today!