✅ KOHO plans with flexible terms, from instant access to ongoing benefits
✅ Interest rates up to 4% on savings balance
✅ Minimum load amount as low as $1, with no strict maximum for spending
✅ Earn up to 2% cashback on eligible purchases
✅ Multiple plan tiers to match your budget and goals
Why do we recommend the KOHO plans?
KOHO plans are designed to give Canadians a modern, convenient, and rewarding way to manage their money, offering features that go beyond just a prepaid Mastercard. With tools for budgeting, instant cashback, interest on savings, and easy credit building, they bring together everything you need to grow financially in one place.
In addition, these plans adapt to different lifestyles and spending habits, providing options from a free plan for everyday needs to premium plans with higher cashback rates, more perks, and lower costs for credit-building services, so you can choose the perfect fit.
Author’s opinion
KOHO plans stand out because they combine practicality, transparency, and genuine value for users who want control over their finances without complicated requirements. The app’s interface makes it simple to track expenses, set goals, and see your financial progress in real time.
From our perspective, KOHO has successfully transformed what a financial service can be, making everyday banking more accessible, enjoyable, and beneficial, especially for those who value rewards and interest on their money.
Get started today and unlock all the benefits of KOHO Plans!
If you want to learn more about how to apply for and explore all the available KOHO plans, click the button below and follow the complete step-by-step guide.