The union between digital and human support
The Simplii Financial mortgage application process is known for its digital efficiency, making the client’s life easier. But because this type of financial decision involves high-value purchases, there will always be humanised support close to the client, since the documentation is more extensive.
How to choose the rates?
The main decision in the mortgage product is choosing between a fixed rate and a variable rate. The fixed rate offers peace of mind that your payment will not change, while the variable rate usually starts lower but carries the risk of market fluctuations. It is essential that the Annual Percentage Rate (APR) is evaluated carefully, as it represents the real cost of your mortgage.
Advice for you
When considering applying for the Simplii Financial mortgage, remember that lower interest rates are usually offered for mortgages with shorter amortisation periods. Use this to your advantage, agreed? And use the knowledge and experiences of people around you to make the best decision.
Finally, when making the simulation, request to see the impact of a small increase in your monthly payment. This small effort can reduce your total mortgage term by years and generate huge interest savings. Take advantage of adulthood to achieve this more quickly, including extra income options to amortise the value of future instalments.
Simplii Financial mortgage application process
To start your Simplii Financial mortgage application or receive specialised support to verify how your credit analysis will look, click the button below to be redirected to the official page and begin your consultation as soon as possible.
