Pre-approved limit for you!
The application process for unsecured credit of Simplii Financial is designed to be fully online, with the goal of fast approval. This is because it appears as pre-approved directly in the customer’s app, so the usage process is very fast and depends only on accepting the defined conditions.
In Simplii’s case, interest rates are variable but generally much lower than the interest rates of other revolving-credit options in Canada. It is essential to monitor the Annual Percentage Rate (APR) offered, as it will be your main indicator of savings.
Advice for you
When applying for unsecured credit of Simplii Financial, remember that discipline is your greatest ally. Use the lower rate to cover real needs, but never use it for unnecessary spending.
Finally, when using the amount, prioritize repaying the principal so that you keep your limit available for future emergencies, and never normalize the use of this product – the ideal situation is to have an emergency fund.
How to use unsecured credit of Simplii Financial?
As mentioned earlier, it is essential that you already have a pre-approved limit for Simplii Financial’s unsecured credit. But you should know that this check can be done online through the financial institution’s website. Click the button below to be redirected to the page and begin your consultation and understand the step-by-step process for this immediate approval!