Who can apply for the card?
The Adani One cards are intended for Indian citizens aged 21 and older. For the Signature, a monthly income of ₹75,000 is required for salaried applicants or an annual income of ₹9 lakh for self-employed applicants; for the Platinum, the minimums are ₹20,000 per month and ₹2.4 lakh per year, respectively.
The cards are issued by ICICI Bank, an institution regulated and supervised by the Reserve Bank of India (RBI), the country’s monetary authority, which reinforces the security of those who apply for the product. Final approval depends on the bank’s credit analysis.
Required documents
✔️ Identity document
✔️ Proof of address
✔️ Proof of income
✔️ No physical documents are required, since the review is done digitally
How do the cards work in India?
After approval, the card is activated through the Adani OneApp or ICICI Bank’s iMobile app, where the customer confirms their details and can already track points, vouchers, and airport benefits in real time.
Points from the Adani OneApp Rewards program are automatically credited at the end of each billing cycle and can be used within the app itself. Bills can be paid via bank transfer (NEFT), automatic debit, or UPI.
A piece of advice for you
Before applying for the card, assess whether your monthly spending really fits the Adani One ecosystem, since that’s where points earn the most. To avoid losing the annual fee waiver, plan the required minimum spending (₹6 lakh for the Signature or ₹3 lakh for the Platinum) into your monthly budget, rather than spending impulsively just to hit the target.
Always pay your full bill on time to avoid the 3.75% monthly interest on revolving balances or minimum payments, and keep track of due dates regularly to protect your credit score. Setting up automatic payments or bill reminders can help ensure you never miss a due date, since even a short delay triggers interest charges and, if repeated, can affect your credit history in India.”
How to apply for the Adani One cards?
To apply for an Adani One ICICI Bank card, visit the official Adani One or ICICI Bank website by clicking the link below, fill out the form with your personal and financial details, and wait for the institution’s credit analysis.
Note: Utua is not a financial institution and does not grant credit cards or loans. This content is for informational purposes to help readers compare options before applying for the card directly with the financial institution.
