06/05/2025
10h23
American Express SmartEarn

✅ Welcome Cashback Worth Up to ₹10,000 on select purchases from Amazon, Uber, Flipkart, and more.
✅ Earn Membership Reward Points – Get 1 point for every ₹50 spent on eligible transactions.
✅ Get Bonus Vouchers by reaching spending milestones at your favorite stores.
✅ Renewal Fee Waiver on meeting annual spending thresholds.

Learn more about your American Express SmartEarn credit card

Shopping is always a delightful experience—whether it’s picking something new for your wardrobe or buying daily essentials for your home and family. When you shop with the American Express SmartEarn Credit Card, you earn guaranteed rewards on your purchases and get up to 10X returns! Shop with your favorite merchants and turn every expense into a rewarding and cost-effective experience.

Why do we recommend this credit card?

Thanks to the American Express Rewards Point system, this is one of the most rewarding cards available in India. Packed with features and cutting-edge payment technology, the SmartEarn is the most affordable Amex card for Indian consumers. This card is known for its zero lost card liability feature, its membership rewards program, and attractive cashback offers.

Author’s opinion

American Express is globally recognized for its reputation and trust in the financial industry. Offering a wide range of credit cards and financial solutions, American Express caters to diverse customer needs. Among its many offerings, the American Express SmartEarn Card stands out as a versatile option. However, the choices don’t end here.

With a range of products tailored to different lifestyles and preferences, American Express ensures that there is a perfect solution for everyone. Whether it’s travel rewards, cashback incentives, or premium benefits, American Express provides a comprehensive suite of financial products designed to meet the evolving needs of its customers. With American Express, you gain access not just to credit cards but to a world of financial opportunities and privileges.

Who can apply for this credit card?

Here are the minimum requirements to be eligible for this card:

✔️ The primary cardholder must be between 18 and 60 years old
✔️ Must be a resident of India