Required documents for application
To apply for the Axis Bank Vistara Credit Card, applicants must submit the following documents:
Identity Proof (any one):
✔ Aadhaar Card
✔ PAN Card
✔ Passport
✔ Voter ID
✔ Driving License
📍 Address Proof (any one):
✔ Aadhaar Card
✔ Utility Bill (Electricity, Water, Gas, or Telephone)
✔ Passport
✔ Voter ID
✔ Driving License
💼 Income Proof:
✔ Salary slips for the last 3 months
✔ Bank statements for the last 6 months
✔ Form 16 or Income Tax Returns (ITR) for the past 2 years (for self-employed individuals)
Axis Bank Vistara credit card fees and charges
Understanding the fee structure is crucial before applying:
✔ Joining Fee: ₹1,500 (one-time)
✔ Annual Fee: ₹1,500 (from the second year onwards)
✔ Finance Charges: 3.4% per month or 49.36% per annum (subject to change)
✔ Cash Advance Fee: 2.5% of the amount withdrawn or ₹250, whichever is higher
✔ Over-limit Fee: 3% of the over-limit amount or ₹500, whichever is higher
✔ Card Replacement Fee: ₹100
✔ Foreign Currency Transaction Fee: 3.5% of the transaction amount
✔ GST: 18% applicable on all fees and charges
Step-by-Step application process
Follow these steps to apply for the Axis Bank Vistara Credit Card in India:
- Visit the Axis Bank website or your nearest Axis Bank branch to access the application form.
- Fill out the application form with accurate details, including personal, income, and contact information.
- Attach all required documents such as identity proof, address proof, income proof, and passport-size photographs.
- Submit the completed application form and documents either at the nearest Axis Bank branch or via the official website.
- Application Review: Once submitted, the bank will review your application, verify your credit history, income, and other eligibility factors.
- Card Issuance: Upon approval, the bank will issue the credit card and dispatch it to your registered address.
Alternate ways to apply
You can also apply for the Axis Bank Vistara Credit Card through the following methods:
↪ Axis Bank Mobile App
↪ Customer Care: Call Axis Bank’s helpline for assistance with the application process
The bank’s representatives will guide you step-by-step and help address any queries or concerns during the application journey.
