Who can apply for the HDFC FlexiPay?
The eligibility criteria for the HDFC FlexiPay service has been designed to be simple and inclusive, ensuring that a wide range of customers can benefit from its features. To qualify for Flexipay, you must be an HDFC Bank customer with an active debit card.
This basic requirement opens the door to a world of financial flexibility, allowing you to make purchases without the immediate need for full payment. There are no complicated income or credit score requirements, making it accessible to individuals with a variety of financial backgrounds.
This simplicity in eligibility reflects HDFC Bank’s commitment to providing innovative financial solutions that are easy to access and use. Keep reading to learn how to apply for the HDFC FlexiPay.
How does the HDFC FlexiPay work?
To use FlexiPay, start by selecting it as your payment option on the checkout page of your preferred online platform.
You will then be asked to enter your HDFC Bank registered mobile number, choose your preferred repayment tenure and enter the last four digits of your HDFC Bank debit card. After agreeing to the terms and conditions, an OTP will be sent to your mobile number for verification.
Once verification is done, the transaction is complete. Flexipay offers digital credit for up to 90 days, with interest being deducted from your account on the due date for a period of 30, 60 or 90 days, while the principal amount is recovered at the end of the chosen period.
A tip for you!
It is wise to take full advantage of the additional 15 day cost-free period when using HDFC FlexiPay. This feature allows you to manage your finances more effectively by delaying payments without any additional fees.
Plan your purchases and repayments within this initial period to maximize the benefits of Flexipay. Additionally, always keep an eye on your repayment schedule to avoid any interest charges being applicable after the 15-day period.
How to apply for the HDFC FlexiPay?
How to apply for the HDFC FlexiPay – By clicking on the button below, you will be taken to the official website of HDFC Bank where you can start your application process. With just a few easy steps, you’ll be on your way to taking advantage of deferred payments, zero hidden fees, and flexible repayment options! Simply click the button below to get started.