Eligibility Criteria for the HDFC Millennia credit card
To qualify for the HDFC Millennia credit card, applicants must meet the following criteria:
✔️ Age: Minimum 21 years and maximum 65 years
✔️ Citizenship: Must be an Indian citizen by birth or naturalization
✔️ Income: Minimum monthly income of ₹30,000 for salaried individuals, or ₹3.6 lakhs annually for self-employed individuals
HDFC Millennia card fees and benefits
The joining fee for the HDFC Millennia Credit Card is ₹1,000, with an annual renewal fee of ₹1,000. There’s no minimum balance requirement for the associated account.
Cardholders enjoy a wide array of benefits including:
✔ Dining privileges
✔ Travel perks
✔ Reward points
✔ Cashback offers
✔ Welcome bonuses
✔ Contactless payment features for smoother transactions
These features enhance the overall banking and lifestyle experience for users.
How to apply for the HDFC Millennia credit card
Follow these steps to complete your application:
✔️ Visit the official HDFC Bank website
✔️ Fill out your details accurately and submit the form
✔️ Browse the list of available HDFC credit cards displayed on the site
✔️ If you meet the eligibility criteria, the HDFC Millennia Card will be shown as an option
✔️ Click on “Check Eligibility” and fill in the required information
✔️ If eligible, proceed to complete the application
✔️ Wait for an HDFC bank representative to contact you and schedule a document pickup from your location
✔️ Allow up to 15 business days for processing and delivery of your new credit card
Limitations of the HDFC Millennia credit card
Please note the following exclusions:
❌ No cashback on fuel purchases
❌ No access to international airport lounges
❌ Low cap on maximum reward earnings
Documents required for application
Before applying, keep the following documents ready:
✔️ Income proof (IT returns, salary slips, or Form 16)
✔️ Identity proof (Voter ID, PAN card, or Aadhaar card)
✔️ Address proof