06/05/2025
14h04
HSBC Cashback Credit Card

Eligibility criteria for the HSBC Cashback credit card application

✔️ The applicant must be an Indian citizen.
✔️ Age must be between 18 and 65 years.
✔️ Minimum annual income should be INR 400,000 (for salaried individuals).

HSBC Cashback credit card fees and features

This credit card offers a top-tier financial solution designed for a seamless and comfortable experience. It has zero joining fees, and the annual fee of INR 999 is waived if your total annual spending exceeds INR 2,00,000. Additional benefits include:

✔ Exclusive cashback offers
✔ Reward points
✔ Milestone benefits
✔ Welcome privileges
✔ Dining discounts
✔ Visa PayWave technology
✔ Convenient EMI options

How to apply for the HSBC Cashback credit card

You can apply for the card either online or by visiting an HSBC branch in person. To apply online, follow the steps below:

✔️ Visit the HSBC India official website
✔️ Click on “Apply Now”
✔️ Fill out the online application form
✔️ Upload the required documents
✔️ Review your details and submit the form
✔️ Wait for approval from HSBC

Drawbacks of the HSBC Cashback credit card

✔️ No cashback on fuel purchases
✔️ No access to international airport lounges

Documents required to apply

✔️ Proof of Address (electricity bill or any valid document)
✔️ Proof of Identity (Aadhaar card, PAN card, Voter ID, or Driving License)
✔️ Proof of Income (salary slips, bank statements, or other financial documents)

About the Author

Paula Gargiulo
Paula Gargiulo

Journalist specialized in Digital Journalism, expert in web writing and SEO, with experience in press relations, content marketing and data journalism. Since 2020, she has been part of the Utua team, having written approximately 20,000 pieces of content across more than 60 countries and is currently the team manager, aligning strategic vision with creative execution — always with attention to verbal identity consistency, format innovation and the impact of each delivery.