Eligibility criteria for the HSBC Cashback credit card application
✔️ The applicant must be an Indian citizen.
✔️ Age must be between 18 and 65 years.
✔️ Minimum annual income should be INR 400,000 (for salaried individuals).
HSBC Cashback credit card fees and features
This credit card offers a top-tier financial solution designed for a seamless and comfortable experience. It has zero joining fees, and the annual fee of INR 999 is waived if your total annual spending exceeds INR 2,00,000. Additional benefits include:
✔ Exclusive cashback offers
✔ Reward points
✔ Milestone benefits
✔ Welcome privileges
✔ Dining discounts
✔ Visa PayWave technology
✔ Convenient EMI options
How to apply for the HSBC Cashback credit card
You can apply for the card either online or by visiting an HSBC branch in person. To apply online, follow the steps below:
✔️ Visit the HSBC India official website
✔️ Click on “Apply Now”
✔️ Fill out the online application form
✔️ Upload the required documents
✔️ Review your details and submit the form
✔️ Wait for approval from HSBC
Drawbacks of the HSBC Cashback credit card
✔️ No cashback on fuel purchases
✔️ No access to international airport lounges
Documents required to apply
✔️ Proof of Address (electricity bill or any valid document)
✔️ Proof of Identity (Aadhaar card, PAN card, Voter ID, or Driving License)
✔️ Proof of Income (salary slips, bank statements, or other financial documents)