Credit Card Eligibility Requirements for Instant Platinum
You can apply for the Instant Platinum credit card if you meet the following requirements:
✔️ You must have a fixed deposit account with a minimum balance of ₹50,000.
✔️ The applicant must maintain the fixed deposit account for at least 180 days.
✔️ A credit score of approximately 700 is required for the applicant.
✔️ Applicants must be 18 years or older.
✔️ Applicants must be residents of India.
✔️ Applicants must have a fixed deposit account.
ICICI Bank Instant Platinum Credit Card Fees
In this table, the joining fee and renewal fee for this card are zero. The minimum fixed deposit amount is ₹50,000. Additionally, this card offers various benefits, such as a 1% discount on fuel purchases over ₹4,000, BookMyShow movie discounts, luxury Visa deals, and global emergency assistance.
How to Request the Card
✔️ Open an ICICI Bank fixed deposit account.
✔️ Maintain a viable fixed deposit of at least ₹50,000.
✔️ The fixed deposit must be kept for at least 180 days.
✔️ Visit your nearest ICICI Bank branch to register.
More Benefits of ICICI Bank Instant Platinum
✔️ Fast and simplified card application process
✔️ Low interest rates
✔️ Secure, as it is equipped with a microchip
✔️ Through the invitation program, you can receive exclusive dining deals
Card Exclusions
✔️ Individuals with poor credit history are not eligible for the card.
✔️ Only those with a steady income are eligible for credit.
✔️ Applicants must have a fixed deposit for 180 days to apply.
ICICI Bank Instant Platinum Credit Card Application Documents
✔️ Documents for identity verification
✔️ Proof of income
✔️ PAN card
✔️ Income Tax Return (ITR)
✔️ A passport-sized photo