14/07/2025
11h25
PaisaSave Credit Card

✅ 3% cashback on online spending with the PaisaSave Credit Card
✅ 1.5% cashback on offline and UPI transactions
✅ Zero joining fee and annual fee waiver
✅ International acceptance and easy redemption process

Why choose the PaisaSave Credit Card?

Jointly launched by YES Bank and Paisabazaar, the PaisaSave Credit Card is designed for consumers who want to maximize their savings on both online and offline purchases. One of its standout features is that it’s not limited to any specific brand or platform, allowing you to earn cashback across various e-commerce websites.

In addition, thanks to its RuPay variant, it also offers cashback on UPI transactions—something that sets it apart from many other cards. The annual fee waiver conditions are practical, making it a great fit for middle-income users.

With YES Bank’s trusted banking infrastructure and Paisabazaar’s wide accessibility, this card ensures not only savings but also a smooth and secure transaction experience.

Expert opinion

In today’s Indian financial landscape, where consumers are shifting toward smarter spending and higher savings, the PaisaSave Credit Card emerges as a suitable tool. Its broad acceptance, competitive cashback rates, and hassle-free redemption process make it a strong contender in the market.

However, if you’re specifically seeking added benefits in categories like travel, entertainment, or lifestyle, you might want to explore premium credit card options. Still, for everyday online and offline spending, the PaisaSave Credit Card is an excellent choice.

Click to learn more about the PaisaSave Credit Card!

If you’d like to explore the application process, fee structure, and other important details of the PaisaSave Credit Card, click the button below. You’ll be taken to a comprehensive guide to help you make an informed decision.

About the Author

Paula Gargiulo
Paula Gargiulo

Journalist specialized in Digital Journalism, expert in web writing and SEO, with experience in press relations, content marketing and data journalism. Since 2020, she has been part of the Utua team, having written approximately 20,000 pieces of content across more than 60 countries and is currently the team manager, aligning strategic vision with creative execution — always with attention to verbal identity consistency, format innovation and the impact of each delivery.