Who can apply for the PNB VISA Platinum card?

How to apply for the PNB VISA Platinum card is a common question for those looking for a card from a public sector bank, and the first step is to understand whether your profile fits. According to Punjab National Bank, the income criterion is an annual income of Rs 5.00 lakhs per year.

Meeting this criterion, the applicant can move on to the credit review carried out by the bank, which evaluates the financial profile and history of each applicant, and it is worth remembering that the bank may request other documents besides the basic ones to complete the review. It is also possible to request add on cards for family members, with a fee of Rs 500 per add on card, while the annual fee for add on cards is zero.

Requirements to apply for the PNB VISA Platinum card

✔️ Annual income of Rs 5.00 lakhs per year, as informed by the bank
✔️ Completed PNB credit card application form
✔️ Identification and income documents, and the bank may request other documents during the review
✔️ Credit review and approval by Punjab National Bank

A tip for you!

Before following the steps on how to apply for the PNB VISA Platinum card, it is worth knowing the bank’s security rules. PNB and its employees never ask for your card number, expiry date, CVV, OTP or password by phone or email, so never share this information with anyone.

Another tip is to make the most of contactless payments, which allow transactions without dipping, swiping or entering a PIN, up to a limit of Rs 5,000 per transaction. It is a practical feature for everyday use, and it is worth tracking your spending in your statement to stay in control.

Finally, pay your bill within the due date to enjoy the interest free period of 20 to 50 days and keep your account regular. This helps you accumulate points with peace of mind and also contributes to meeting the annual fee waiver conditions throughout the year.