14/10/2026
13h30
PNB VISA Signature card

✅ PNB VISA Signature card on the Visa network, accepted in India and abroad, domestic and international
✅ 24/7 concierge for flights and hotels, for domestic and international trips
✅ Exclusive Visa offers, subject to the Visa terms and conditions
✅ 2 reward points for every Rs 100 spent, with redemption from 1,000 points
✅ Annual fee waived when you spend Rs 3 lakh in the previous financial year

Why does the Utua team recommend the PNB VISA Signature card?

The Utua team recommends the PNB VISA Signature card because it brings together, in a single Punjab National Bank card, the Visa network, a 24/7 concierge service and a reward program that is easy to understand, which makes life easier for people with a higher annual income who want a premium profile card.

The PNB VISA Signature card also offers an interest free period of 20 to 50 days and add on cards with no annual fee, an interesting combination for families who want to share expenses without paying an extra annual charge for each person included on the card.

Contactless payments and everyday security

For quick purchases, the card allows contactless transactions, without inserting, swiping or entering a PIN, with a limit of Rs 5,000 per transaction, which speeds up payment at stores, markets and transport services that accept this technology.

When it comes to security, PNB stresses that it never asks for your card number, expiry date, CVV, OTP or password by phone or email, and if you suspect fraud, you should contact the bank through its official channels.

Author’s opinion

For the Utua team, the PNB VISA Signature card is a great choice for those who concentrate their spending on a single card and reach Rs 3 lakh a year, because that way the Rs 2,000 annual fee stops weighing on the budget.

Another point worth highlighting is the 24/7 concierge, which helps organize flights, hotels and other bookings in one place, saving time and making the PNB VISA Signature card practical for those who like to plan trips without hassle.

Want to know how to get the PNB VISA Signature card?

If you want to know more about how to get the PNB VISA Signature card, click the button below and see who can apply, what the requirements are and how to submit your request.

About the Author

Mariana Murta
Mariana Murta

Has been working since 2022 as a content analyst at Utua. Has written more than 2,400 texts for various countries, exploring different cultures and communication styles.