Documents Required

Before learning how to apply for the SBI SimplyCLICK Credit Card, check if you are eligible!

✔️Address Proof- PAN Card, Aadhar Card, Driving License, Passport, Voter ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job Card issued by NREGA, Letter issued by UIDAI
✔️Address Proof- Aadhar Card, Driving License, Passport, Utility Bill not older than 3 months, Ration Card, Property Registration Document, Person of Indian Origin Card, Job Card issued by NREGA, Bank Account Statement
✔️Proof of Income- Latest one or 2 salary slips (not older than 3 months), Latest Form 16, Last 3 months bank statement

Main features

The table outlines the various features of credit cards. First, by paying an annual fee of ₹499 plus taxes, users can get an Amazon gift card worth ₹500. Secondly, users can earn 10X rewards on online spends and 5X rewards on all other online spends with select partners like Amazon, Apollo24X7, BookMyShow, Cleartrip, EasyDiner, Lenskart and Netmeds.

Additionally, users can enjoy milestone rewards, earning e-vouchers worth ₹1 lakh on annual online spend of ₹1 lakh and ₹2 lakh on annual online spend of ₹2 lakh. Additionally, users enjoy complete fuel freedom, they get 1% fuel surcharge waiver on transactions between ₹500 and ₹3000 (excluding GST and all other charges).

These features make credit cards an attractive option for those looking for rewards and benefits on their spending. Keep reading to learn how to apply for the SBI SimplyCLICK Credit Card!

Credit card fee

There are fees depending on the type of account. There is an annual fee of ₹499. Renewal membership fee is also ₹499 from the second year onwards, but it is waived off if the previous year’s annual spend is equal to or more than ₹1,00,000.

Additionally, there are late payment charges depending on the outstanding amount: ₹500 for balances up to ₹500, ₹400 for balances between ₹500 and ₹1,000, ₹750 for balances between ₹1,000 and ₹10,000, ₹950 for balances between ₹500 and ₹10,000. ₹1,100 for balances between ₹10,000 and ₹25,000, ₹1,100 for balances between ₹25,000 and ₹50,000, and ₹1,300 for balances above ₹50,000.Keep reading to learn how to apply for the SBI SimplyCLICK Credit Card!

These charges are applied based on the outstanding balance and ensure smooth functioning of the account while providing clarity on the charges imposed.