✔️ Open a fixed deposit account with SBI – Start by opening a Fixed Deposit (FD) account with State Bank of India (SBI).
✔️ Maintain a minimum FD balance of ₹25,000 – Ensure your FD account has a minimum balance of ₹25,000, which is a prerequisite for card eligibility.
✔️ Visit your nearest SBI branch – Go to any nearby SBI branch in your area.
✔️ Fill out the application form- Complete the SBI Unnati Credit Card application form and double-check that you’ve attached all required documents.
SBI Unnati credit card fees and charges
This is a zero annual fee credit card for the first 4 years. A renewal fee is applicable from the 5th year onwards. The card is backed by a minimum fixed deposit of ₹25,000 and offers a range of valuable features:
✔ Quick and easy access to credit
✔ Bill payment facility usable by everyone
✔ Balance transfer to EMI options
✔ Monthly installment conversion for purchases
✔ Card delivery right to your doorstep
This makes it an ideal choice for those seeking a secured credit card in India with low entry barriers.
How to get the SBI Unnati credit card online!
You can also apply for the SBI Unnati credit card online by following these steps:
✔️ Visit the SBI Website or Mobile App – Go to the official SBI Credit Card portal or use the SBI Card mobile application.
✔️ Select the SBI Unnati Credit Card- Browse through the available cards and choose ‘SBI Unnati’.
✔️ Fill in your personal details – Enter your personal, contact, and banking information into the application form.
✔️ Attach required documents – Upload the necessary documents for KYC verification and FD confirmation.
✔️ Submit the application and await approval- Send in your completed application and wait for approval from SBI.
✔️ Activate your credit card and start using it – Once approved, activate your card and enjoy the benefits of SBI Unnati.