Eligibility criteria for the Select Rupay UnionBank credit card!
To apply for the credit card, you must meet a few minimum eligibility requirements:
✔️ Primarily available for existing customers (non-customers may be eligible on a case-by-case basis)
✔️ Primary cardholder age: 18–60 years (salaried), 18–65 years (self-employed)
✔️ Add-on cardholders: Must be over 18 years old
✔️ Minimum annual income: ₹7.5 Lakhs
✔️ Income proof required: Last 2 years of ITR for entrepreneurs; Form 16 or salary slips for salaried individuals
✔️ Option to apply against a time deposit for added security
Required documents for select Rupay UnionBank credit card application
✔️ Completed credit card application form
✔️ Two recent passport-sized photographs (3×4 cm)
✔️ Latest 2 years’ ITR / Form 16 / Salary slips
✔️ Proof of address, ID, and PAN card copy, as per KYC norms
How to apply for the Select Rupay UnionBank credit card?
Applying for the Select Rupay UnionBank Credit Card is easy and straightforward. First, ensure you meet the eligibility criteria listed above. Then, gather all necessary documents.
You can either visit your nearest Union Bank of India branch or go to the official Union Bank website. Complete the application form with accurate details and attach the required documents. After verification and approval, your credit card will be delivered directly to your registered address.
How to pay your select Rupay UnionBank credit card
Your Select Rupay UnionBank credit card can be paid through multiple convenient channels:
✔ Direct debit from your Union Bank account
✔ Online payment via the Union Bank portal
✔ Cheque submission or cash payment at any Union Bank branch
Select Rupay UnionBank credit card fees and charges
This card comes with standard charges such as:
✔ Annual fees
✔ Cash advance charges
✔ Foreign currency markup fees
However, many of these fees can be waived based on usage. It’s essential to stay informed about all applicable charges to avoid surprises. Also, late payments may incur additional penalties, so timely payment is key.
Final thoughts on the Select Rupay UnionBank credit card!
The Select Rupay UnionBank Credit Card strikes the perfect balance between features and value, tailored to meet the evolving needs of modern cardholders. From broad acceptance and insurance coverage to enhanced security, it’s designed with you in mind.
As with any financial product, responsible usage and awareness of associated fees are crucial. When used wisely, this card can become a powerful tool in your personal finance arsenal.
Don’t wait any longer!
The Select Rupay UnionBank Credit Card is a smart choice for those who want more from their credit card. Apply now and take control of your financial future!