Eligibility requirements for the Uni NX Wave credit card
✅ Must be an Indian citizen
✅ Submit Aadhaar identity via selfie through the Uni app
✅ Have a good credit history with CIBIL
✅ Proof of income required
SBM Bank, the issuer of the Uni Card, reserves the right to request additional documents for a thorough review of your application. Card approval will be based solely on the bank’s assessment.
Key features of the credit card
Introducing an innovative feature – Pay in 3 parts, which allows you to split any purchase into three equal installments, requiring you to pay only 1/3 each month, completely hassle-free. Also, no advance payment is required.
Choose our 1% rewards option, where you can opt to pay in full, enjoy a 30-day interest-free credit period, and then earn 1% rewards. And the best part? No joining fee for new customers, ensuring a smooth and cost-effective experience right from the start.
Credit card fees and charges
The fee structure for this service is customer-friendly and straightforward. The Uni NX Wave card there is no annual fee, ensuring that customers can enjoy the benefits without any extra costs. In the case of late payments, the late fee is calculated based on the amount specified in the bill payment slab, offering flexibility and transparency.
Additionally, no interest is charged on late payments, providing users peace of mind. This customer-centric approach ensures that individuals can manage their finances efficiently without worrying about hidden costs or penalties.
How to apply for the Uni NX Wave card?
The application process is very simple. Just download the app and follow the instructions. Typically, it takes around 5 minutes or less to complete. During the process, your identity will be verified using Aadhaar and a selfie.
Initially, the application uses CRPF to check eligibility. However, after a recent update, members now also have the option to use CRPF and CIBIL reports in association with NBFCs. This can be seen as an inquiry on CIBIL through CIBIL NDX, which is a secure credit check.
Once the registration process is completed, your virtual card will be instantly generated and ready to use. Just make sure to activate “online transactions” before using it.
The physical card is delivered within 3 to 5 days via Delhi Very. The good news is, you can choose the delivery address—even if it’s different from your registered one—a very handy feature.
Join the Wave of Uni NX!
Choose the Uni NX Wave card and win exciting rewards! Click now to access the official website and submit your application: