Who can apply for HDFC FlexiPay?
The eligibility criteria for HDFC FlexiPay are designed to be simple and inclusive, ensuring that a wide range of customers can benefit from its features. To qualify for FlexiPay, you must be an HDFC Bank customer with an active debit card.
This basic requirement opens the door to a world of financial flexibility, allowing you to shop without the immediate need for full payment. There are no complex income or credit score requirements, making it accessible to individuals with various financial backgrounds.
This simplicity in eligibility reflects HDFC Bank’s commitment to providing innovative financial solutions that are easy to use and access.
How does HDFC FlexiPay work?
To use FlexiPay, start by selecting it as your payment option at the checkout page of your preferred online platform.
You will then be asked to enter your HDFC Bank registered mobile number, choose your preferred repayment tenure, and enter the last four digits of your HDFC Bank debit card. After agreeing to the terms and conditions, an OTP will be sent to your mobile number for verification.
Once verified, the transaction is completed. FlexiPay offers digital credit for up to 90 days, with interest charged on your account at the due date for periods of 30, 60, or 90 days, while the principal amount is recovered at the end of the chosen tenure.
A Tip for You!
When using HDFC FlexiPay, it’s wise to take full advantage of the 15-day cost-free period. This feature allows you to manage your finances more effectively by delaying payments without incurring additional charges. Besides, this card has a quick, digital & paperless account opening.
Plan your purchases and repayments within this initial period to maximize FlexiPay’s benefits. Additionally, always keep an eye on your repayment schedule to avoid any interest charges that apply after the 15-day period.
I want to apply for HDFC FlexiPay!
By clicking the button below, you will be directed to the official HDFC Bank website where you can start your application process. With just a few easy steps, you’ll be on your way to enjoying deferred payments, zero hidden fees, and flexible repayment options! Get rewarded in every way! Simply click the button below to get started.