Get to know the RCBC Bankard credit card

With non-expiring reward points, the RCBC Bankard Credit Card may be the perfect option for you. Here are some of its main benefits and how to apply!

25/01/2026

19h31

✅ 3% monthly interest rate
✅ Reward points that never expire
✅ Complimentary travel insurance

Why is the RCBC Bankard credit card right for you?

With so many credit cards available, choosing the best one can be difficult. If you are looking for a solid rewards system with points that never expire, this card is a great fit.

UTUA team recommendation

The UTUA team recommends this card for everyday use, as it allows you to earn points that never expire and can later be redeemed for rewards.

How to apply for the RCBC Bankard credit card

Even though finding the best credit card can be confusing, applying for this card is simple. Click below to learn how.

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About the Author

Danielle Costa

Content and SEO specialist with more than 3 years of experience in digital marketing, copywriting and multilingual content optimization. Has produced more than 2,000 optimized texts for diverse audiences and countries, including Europe, Latin America and the Middle East, focusing on organic growth, brand authority and user engagement.