Find out more about the rates the east west bank personal loan has for you.
What are the interest rates?
Interest rates vary according to the time you choose to stop your loan and according to the factor rate, they also vary according to the term of the loan. The last factor that will intervene is whether you have had a credit card for more than 12 months, you do not have one, or only have had a credit card for less than 12 months.
If you opt for a 12-month loan based on a Php 100,000 loan, if you have a credit card, the monthly rate will be 1.49%, with a contractual interest rate of 31.51% considering the rate of factor. If you do not have a credit card, the monthly rate will be 1.89%, with a contractual interest rate of 39.53% considering the factor rate.
If you opt for a 12-month loan based on a Php 100,000 loan, if you have a credit card, the monthly rate will be 1.49%, with a contractual interest rate of 31.51% considering the rate of factor. If you do not have a credit card, the monthly rate will be 1.89%, with a contractual interest rate of 39.53% considering the factor rate.
If you opt for an 18-month loan based on a loan of Php 100,000, if you have a credit card, the monthly rate will be 1.59%, with a contractual interest rate of 33.54% considering the rate of factor. If you do not have a credit card, the monthly rate will be 1.89%, with a contractual interest rate of 39.39% considering the factor rate.
If you opt for a 24-month loan based on a loan of Php 100,000, if you have a credit card, the monthly rate will be 1.59%, with a contractual interest rate of 33.19% considering the rate of factor. If you do not have a credit card, the monthly rate will be 1.89%, with a contractual interest rate of 38.85% considering the factor rate.
And if you opt for a 36-month loan, based on a loan of Php 100,000, if you have a credit card, the monthly rate will be 1.69%, with a contractual interest rate of 34.01% considering the factor rate. If you do not have a credit card, the monthly rate will be 1.89%, with a contractual interest rate of 37.53% considering the factor rate.
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