Introducing to you the Askari Mastercard Classic, your passport to a realm of financial freedom and exclusive benefits. This guide will walk you through the application process, eligibility criteria, and the myriad of advantages that come with owning this prestigious card.
Eligibility and document requirements
To apply for a credit card, you must meet the requirements and submit the documentation listed below:
Eligibility requirements:
- The age range for salaried individuals starts at 21, and for self-employed/business professionals, it’s 23.
- The maximum age caps at 60 for salaried employees and 65 for self-employed individuals and pensioners.
- Income requirements vary, with a minimum threshold starting from Rs. 35,000 for government employees to Rs. 80,000 for contractual employees in non-approved companies.
- A finance amount ranging from Rs. 30,000 to Rs. 3 Million is available, subject to a 70% cash advance facility.
Document Checklist:
- A duly filled application form.
- A copy of your valid CNIC.
- Recent salary slip or proof of income.
- Bank statement.
- The latest utility bill without any overdue.
- Two passport-size photographs.
- Biometric verification.
Approval of your application is contingent upon meeting these criteria, and the bank reserves the right to request additional documents if necessary.
How to Apply for the Askari Mastercard Classic?
Applying for the Askari Mastercard Classic is straightforward. Visit any Askari Bank branch or contact their 24-hour Voice & Virtual Center at 111-000-787. The dedicated staff will assist you in filling out the application form and guide you through the necessary formalities. Alternatively, you can submit your details online, and a bank representative will get in touch with you. Remember, approval is at the bank’s discretion, and should your application be initially declined, you may reapply after some time.
Managing Your Monthly Statements
Paying off your Askari Mastercard Classic is hassle-free. You can settle your monthly bills through Askari Bank’s website, mobile banking application, or by visiting any branch. To make the most of your card, it’s wise to pay your bills on or before the due date to avoid late fees and make use of the grace period to manage your finances better.
Fees and Charges
The Askari Mastercard Classic comes with its set of fees and charges, as outlined in the bank’s Schedule of Charges. These may include annual fees, late payment charges, and charges for overseas transactions, in line with SBP directives. Staying informed about these charges will help you manage your card more effectively.
A Comprehensive Overview
The Askari Mastercard Classic stands as a beacon of financial empowerment, offering its holders not just a credit facility but a suite of privileges that enhance everyday life. With features like 24/7 customer support, the convenience of supplementary cards for family members, and robust security measures for lost or stolen cards, it’s tailored to provide peace of mind alongside financial flexibility. The card’s reward program incentivizes spending by turning everyday purchases into redeemable points, making it a smart choice for those looking to maximize their financial tools.
Eligibility for the Askari Mastercard Classic is designed to be inclusive, catering to a wide range of individuals from salaried employees to self-employed professionals. With clear criteria and a straightforward application process, accessing these benefits is within reach for those who meet the bank’s requirements. It’s important for applicants to prepare the necessary documentation and understand the financial commitments involved, including the card’s fees and charges, to fully leverage the card’s offerings.
In summary, the Askari Mastercard Classic is more than just a credit card; it’s a partner in financial management and lifestyle enhancement. Its array of benefits, from cash access worldwide to exclusive lounge access and a comprehensive rewards program, positions it as a top-tier choice for discerning customers in Pakistan. By meeting the eligibility criteria and managing the card responsibly, users can unlock a world of possibilities and enjoy a richer, more rewarding financial life.
Embrace the opportunity to elevate your financial journey with the Askari Mastercard Classic. Experience the blend of convenience, security, and rewards tailored just for you.