Main benefits of the MCB Visa credit card:
✅ Buy Now – Pay Later: Free Credit for up to 52 days for MCB Visa Credit Card (for retail transactions)
✅Global Acceptance Accepted at over 29 million retail establishments worldwide
✅Flexible Repayment Minimum payment of as little as 5% of your outstanding amount
✅Supplementary Cards: A card for customer’s immediate family members. Can avail up to 5 Supplementary Cards.
✅I-Secure Highly encrypted Chip & PIN technology
✅I-Party Reward points for every PKR 50 spent on retail purchases with the card; (each party point carries a monetary value of PKR 0.4/-) Instant Point Redemption online.
Reasons to Apply:
The MCB Visa Credit Card offers a range of convenient features designed to enhance your financial experience. With the I-Plan option, you can enjoy equal monthly installment plans, including 0% markup plans under special circumstances. Need cash on the go? Take advantage of I-Cash, which allows you to access up to 50% of your credit limit as ready cash at any ATM, whether in Pakistan or worldwide. Moreover, the card provides peace of mind with Credit Security, offering payment cover against injury, disability, or death of the card member. Additionally, customers benefit from Zero Loss Liability, ensuring they are not liable for fraudulent transactions made on a lost card reported promptly. With features like I-Switch for balance transfers, E-Statements via email, E-Alert Facility through text messages, and 24/7 Phone Banking support, managing your finances has never been easier. Plus, the I-Educate feature simplifies the payment of school or college fees, adding further convenience to your life.
Author’s Opinion:
The MCB Visa Credit Card is a versatile financial tool that offers convenience, security, and rewards all in one. Its global acceptance, coupled with its comprehensive benefits, makes it a valuable asset for anyone seeking financial freedom and flexibility.
Criteria for Application:
✅ All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card (Roshan Digital Account).
✅Pakistani residency or citizenship.