The minimum application requirements for the Mera Pakistan Mera Ghar Habib Metro loan are:
- All men/women with valid CNIC
- First-time owner, one unit per family
- An individual can take a subsidized home loan under this scheme only once
- Minimum monthly income required Rs. 25,000/-
- Up to 4 co-applicants are also allowed (blood relatives only)
- Minimum of 5 years of professional/business experience
- Age of applicant and co-applicant: 25 to 60 years old
You must submit the following documentation:
- Completed application form
- Copy of the CNIC of the applicant/co-applicant
- Income proof documents
- Copies of property documents/property details
It is possible that Habib Metro requests other documents to fulfill its loan application review.
Where to apply for the Mera Pakistan Mera Ghar Habib Metro loan?
To apply for the Mera Pakistan Mera Ghar Habib Metro loan, you must go to the Habib Metro agencies.
Before that, you can clear your doubts directly on the Habib Metro website or by calling directly on the Habib Metro service channels.
When defining whether this is your best choice, go to the agency with all the minimum required documentation and fill out the request form.
The bank will analyze and get back to you with approval, if selected, within 15 working days.
What properties can I purchase with the Mera Pakistan Mera Ghar Habib Metro loan?
The property must meet the requirement of being in the city where you reside for at least two years.
Other than that, the dimensions are:
- House up to 125 Sq. yards (05 Marla)
- Flat / Apartment with a maximum covered area of 1,250 m². feet
How are the Mera Pakistan Mera Ghar Habib Metro loan interest rates applied?
- 5% in the first 5 years
- 7% for the next 5 years
- As per SOC for last 10 years (at time of loan disbursement)
If you are interested in this loan option and want even more information about it, go to the Habib Metro website and check out everything about it!