18/03/2022
14h40

To apply for Mera Pakistan Mera Ghar Loan you need to:
- Being an entrepreneur (Formal/Informal) or belonging to the salaried class
- Having an annual household income of less than Rs. 1,500,000
- Are between 25-59 years old
- Entrepreneur/SEP: Minimum experience of 2 years required
- Salary: Minimum 02 years regular/confirmed employee in current organization and 05 years general experience
- Have a valid CNIC/SNIC
- Not in default of any financial institutions and public services.
- The customer must be a resident of the rental in the same city for the last 02 years from where the loan was applied
- The business location must be 02 years older in the same city since the funding application
What properties can I purchase with the Mera Pakistan Mera Ghar Loan?
The property must meet the requirement of being in the city where you reside for at least two years.
Other than that, the dimensions are:
- House up to 125 Sq. yards (05 Marla)
- Flat / Apartment with a maximum covered area of 1,250 m². feet
What is the minimum list of documentation required?
- Valid Computerized National Identity Card (CNIC/SNIC)
- Valid and Clean eCIB e NADRA Verisys
- 1 recent passport-style photograph of the Client
- Proof of operation of the place of business for an entrepreneur (Formal/Informal)
- Proof of the property to be mortgaged/documents of the property.
- Appraiser Appraisal Report Approved by PBA
- 03 Salary Sheets, Employment Card on headed paper in the case of salaried employees
- Bank statement of the last six months in the case of Entrepreneur and Salaried Class
- Commitment towards the homeowner for the first time
- Telco data consent form
How are Mera Pakistan Mera Ghar Loan interest rates applied?
- 5% in the first 5 years
- 7% for the next 5 years
- As per SOC for the last 10 years (at the time of loan disbursement)
All terms and conditions applicable for this loan can be found directly on the Mera Pakistan Mera Ghar Loan application page.
Where to apply for Mera Pakistan Mera Ghar Loan?
For Mera Pakistan Mera Ghar Loan, only face-to-face applications are accepted.
Look for the agency closest to you and take the list of your documents to apply to the Mera Pakistan Mera Ghar Loan application form.
See even more about the Mera Pakistan Mera Ghar Loan on the Mobilink page!