Introduction
Sarmaya Microfinance Private Limited is a leading microfinance institution in Pakistan that offers a wide range of innovative financial services, leveraging cutting-edge technology to enable clients to access financial services instantly, anytime, and anywhere.
Empowering Financial Inclusion
Sarmaya Microfinance is committed to promoting financial inclusion among low-income, unbanked, and underserved segments of society. They provide easily accessible and affordable financial services, harnessing innovative digital technologies.
Customer-Centric Approach
At Sarmaya, our products are designed to meet people where they are. Many individuals have little to no credit history or savings, and we use alternative data to offer financial products without the judgment often associated with traditional institutions.
Innovative Loan Approvals
With explicit customer permission, we analyze smartphone data to determine loan eligibility. Our machine learning algorithms process thousands of data points to create personalized loan options within seconds.