Transparency and digital security
When apply for the Petal 1 credit card and receiving approval, you will have access to the “Lock Card” feature directly in the app. This means that if you lose your card on the subway, you can freeze it with just one tap. Petal’s fraud detection technology also monitors suspicious activity 24/7, encrypting all of your personal information.
Now that we’ve discussed the security features that provide peace of mind when applying for the Petal 1 credit card, let’s review below, in detail, those fees that should always be clear when requesting a new card, even though approval depends on WebBank’s review process and specialized technology to help you avoid penalties!
✔️ Annual fee: $0
✔️ Foreign transaction fee: $0
✔️ APR (interest): 28.24% to 33.24% (variable)
✔️ Penalty prevention: the app includes a smart Autopay system to ensure you never miss a payment and avoid late fees
Advice for you!
When apply for the Petal 1 credit card, we recommend staying focused on the challenges that will gradually improve your credit score. To avoid penalties or financial missteps, activate automatic payments (Autopay) on the first day. In the U.S., a single late payment can lower your credit score for months.
Also take advantage of the cashback map in the app so you can maximize benefits. Often, a store where you already shop may offer 5% or 10% back just for using Petal 1. It’s “free” money going back into your pocket. Finally, remember: Petal 1 is a stepping stone! Use it responsibly to build the history that will allow you to buy your home or car at lower interest rates in the future.
How to apply for the Petal 1 credit card?
To apply for the Petal 1 credit card, you must submit your application on the official website of the platform responsible for the card. You will need to provide basic information, your U.S. address, and income details. Click the button below to be redirected to the official site and find out within minutes whether you are eligible to start building your credit today!
